Travel Insurance

hospital room Travel Insurance


Travel for most people is a wonderful experience, however unforeseen events and illnesses can occur whilst you are abroad. Sickness, theft, accidents and medical emergencies can be very expensive affairs and unfortunately history has shown that not all travellers opt for travel insurance cover. In cases where people are not covered, they are personally liable for many kinds of expenses and these costs can often lead to long-term financial burden. Travel Insurance aims at minimising the loss and inconvenience and can cover you against a broad range of items.

Golf Tours Abroad understand the importance of travel insurance and strongly advise you do not consider a holiday or overseas adventure without it. There are many providers, products and services to consider. We recommend you invest a reasonable amount of time and search for the most appropriate insurance cover for your needs. The range of insurance plans available means you can tailor your cover to suit the kind of holiday you’re taking and the level of cover you need – from basic cover through to comprehensive multi-trip domestic and international plans.


There are many things that can go wrong when you travel, and some can occur before you even leave home:

  • Illness can occur before you depart,
  • Your trip or flights cancelled,
  • Accidental damage, lost or stolen luggage,
  • Climate events or natural disasters ,
  • Pandemics such as Covid-19,
  • Suffering a medical or dental emergency overseas,
  • Getting sick or injured overseas, even when playing amateur sports, and more

Sounds incredible but these are just some of the things that you can encounter that are solid reasons to protect yourself with an appropriate level of insurance cover. Some travel insurance includes automatic cover for a range of existing medical conditions and the ability to apply to cover other conditions for an additional premium. Travel Insurance companies often have International Assistance teams that operate 24/7 and include trained medical professionals such as doctors and registered nurses on standby to help with medical emergencies wherever or whenever they may occur.

As the saying goes ‘the devil is in the detail’ which is why you need to thoroughly research each insurance product to determine its inclusions and exclusions. Travellers often overlook the exclusions section of Policy Disclosure Statements and are bitterly disappointed when they find out that they’re not covered for something. Certain sports or activities are prime examples, so too are accidents that occur when you are under the influence of drugs or alcohol. The costs that can rack up if your insurance is absent or rejected can be a sobering lesson on the appropriate cover matched by appropriate behaviour whilst you are away.

Since Covid-19, many travel insurance companies have reviewed and amended their product offerings and have special inclusions and inclusions related to pandemics and other significant events. We strongly advise you to read up on these areas when you are considering insurance cover to avoid disappointment.